Grunderwerbsteuer & Baufinanzierung für CHF 900,000 in Genève (2026)
Purchasing a CHF 900,000 residential property in Geneva, Switzerland incurs CHF 29,700 in Handänderungssteuer & Grundbuch (Genève) plus CHF 7,200 in notary and land registry fees. With a 20% deposit (CHF 180,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,999/month.
Monthly Mortgage (25Y)
CHF 2,999/mo
Loan: CHF 720,000 @ 1.85%
Property Transfer Tax
CHF 29,700
Handänderungssteuer & Grundbuch (Genève)
Notary & Registry
CHF 7,200
Total Closing: CHF 36,900
Total Cash Needed
CHF 216,900
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 900,000 |
| Handänderungssteuer & Grundbuch (Genève) (3.30%) | CHF 29,700 |
| Notary & Land Registry Fees | CHF 7,200 |
| Total Non-Recoverable Closing Costs | CHF 36,900 |
| 20% Down Payment (Deposit) | CHF 180,000 |
| Total Upfront Cash Required at Closing | CHF 216,900 |
| Mortgage Principal Financed (80% LTV) | CHF 720,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,999.45 / month |
| Total Interest Over 25 Years | CHF 179,834 |