Grunderwerbsteuer & Baufinanzierung für CHF 625,000 in Bern (2026)
Purchasing a CHF 625,000 residential property in Bern, Switzerland incurs CHF 11,250 in Handänderungssteuer & Grundbuch (Bern) plus CHF 5,000 in notary and land registry fees. With a 20% deposit (CHF 125,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,083/month.
Monthly Mortgage (25Y)
CHF 2,083/mo
Loan: CHF 500,000 @ 1.85%
Property Transfer Tax
CHF 11,250
Handänderungssteuer & Grundbuch (Bern)
Notary & Registry
CHF 5,000
Total Closing: CHF 16,250
Total Cash Needed
CHF 141,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 625,000 |
| Handänderungssteuer & Grundbuch (Bern) (1.80%) | CHF 11,250 |
| Notary & Land Registry Fees | CHF 5,000 |
| Total Non-Recoverable Closing Costs | CHF 16,250 |
| 20% Down Payment (Deposit) | CHF 125,000 |
| Total Upfront Cash Required at Closing | CHF 141,250 |
| Mortgage Principal Financed (80% LTV) | CHF 500,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,082.95 / month |
| Total Interest Over 25 Years | CHF 124,885 |