Grunderwerbsteuer & Baufinanzierung für €675,000 in Schleswig-Holstein (2026)
Purchasing a €675,000 residential property in Schleswig-Holstein, Germany incurs €43,875 in Grunderwerbsteuer (Schleswig-Holstein: 6.5%) plus €13,500 in notary and land registry fees. With a 20% deposit (€135,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,756/month.
Monthly Mortgage (25Y)
€2,756/mo
Loan: €540,000 @ 3.68%
Property Transfer Tax
€43,875
Grunderwerbsteuer (Schleswig-Holstein: 6.5%)
Notary & Registry
€13,500
Total Closing: €57,375
Total Cash Needed
€192,375
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €675,000 |
| Grunderwerbsteuer (Schleswig-Holstein: 6.5%) (6.50%) | €43,875 |
| Notary & Land Registry Fees | €13,500 |
| Total Non-Recoverable Closing Costs | €57,375 |
| 20% Down Payment (Deposit) | €135,000 |
| Total Upfront Cash Required at Closing | €192,375 |
| Mortgage Principal Financed (80% LTV) | €540,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,755.78 / month |
| Total Interest Over 25 Years | €286,733 |
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