Grunderwerbsteuer & Baufinanzierung für €350,000 in Schleswig-Holstein (2026)
Purchasing a €350,000 residential property in Schleswig-Holstein, Germany incurs €22,750 in Grunderwerbsteuer (Schleswig-Holstein: 6.5%) plus €7,000 in notary and land registry fees. With a 20% deposit (€70,000) and a 25-year mortgage at 3.68%, your monthly payment is €1,429/month.
Monthly Mortgage (25Y)
€1,429/mo
Loan: €280,000 @ 3.68%
Property Transfer Tax
€22,750
Grunderwerbsteuer (Schleswig-Holstein: 6.5%)
Notary & Registry
€7,000
Total Closing: €29,750
Total Cash Needed
€99,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €350,000 |
| Grunderwerbsteuer (Schleswig-Holstein: 6.5%) (6.50%) | €22,750 |
| Notary & Land Registry Fees | €7,000 |
| Total Non-Recoverable Closing Costs | €29,750 |
| 20% Down Payment (Deposit) | €70,000 |
| Total Upfront Cash Required at Closing | €99,750 |
| Mortgage Principal Financed (80% LTV) | €280,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €1,428.92 / month |
| Total Interest Over 25 Years | €148,676 |
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