Grunderwerbsteuer & Baufinanzierung für €1,150,000 in Schleswig-Holstein (2026)
Purchasing a €1,150,000 residential property in Schleswig-Holstein, Germany incurs €74,750 in Grunderwerbsteuer (Schleswig-Holstein: 6.5%) plus €23,000 in notary and land registry fees. With a 20% deposit (€230,000) and a 25-year mortgage at 3.68%, your monthly payment is €4,695/month.
Monthly Mortgage (25Y)
€4,695/mo
Loan: €920,000 @ 3.68%
Property Transfer Tax
€74,750
Grunderwerbsteuer (Schleswig-Holstein: 6.5%)
Notary & Registry
€23,000
Total Closing: €97,750
Total Cash Needed
€327,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,150,000 |
| Grunderwerbsteuer (Schleswig-Holstein: 6.5%) (6.50%) | €74,750 |
| Notary & Land Registry Fees | €23,000 |
| Total Non-Recoverable Closing Costs | €97,750 |
| 20% Down Payment (Deposit) | €230,000 |
| Total Upfront Cash Required at Closing | €327,750 |
| Mortgage Principal Financed (80% LTV) | €920,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €4,695.03 / month |
| Total Interest Over 25 Years | €488,508 |