Grunderwerbsteuer & Baufinanzierung für €1,200,000 in Sachsen (2026)
Purchasing a €1,200,000 residential property in Saxony, Germany incurs €66,000 in Grunderwerbsteuer (Sachsen: 5.5%) plus €24,000 in notary and land registry fees. With a 20% deposit (€240,000) and a 25-year mortgage at 3.68%, your monthly payment is €4,899/month.
Monthly Mortgage (25Y)
€4,899/mo
Loan: €960,000 @ 3.68%
Property Transfer Tax
€66,000
Grunderwerbsteuer (Sachsen: 5.5%)
Notary & Registry
€24,000
Total Closing: €90,000
Total Cash Needed
€330,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,200,000 |
| Grunderwerbsteuer (Sachsen: 5.5%) (5.50%) | €66,000 |
| Notary & Land Registry Fees | €24,000 |
| Total Non-Recoverable Closing Costs | €90,000 |
| 20% Down Payment (Deposit) | €240,000 |
| Total Upfront Cash Required at Closing | €330,000 |
| Mortgage Principal Financed (80% LTV) | €960,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €4,899.16 / month |
| Total Interest Over 25 Years | €509,748 |