Grunderwerbsteuer & Baufinanzierung für €375,000 in Hamburg (2026)
Purchasing a €375,000 residential property in Hamburg, Germany incurs €20,625 in Grunderwerbsteuer (Hamburg: 5.5%) plus €7,500 in notary and land registry fees. With a 20% deposit (€75,000) and a 25-year mortgage at 3.68%, your monthly payment is €1,531/month.
Monthly Mortgage (25Y)
€1,531/mo
Loan: €300,000 @ 3.68%
Property Transfer Tax
€20,625
Grunderwerbsteuer (Hamburg: 5.5%)
Notary & Registry
€7,500
Total Closing: €28,125
Total Cash Needed
€103,125
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €375,000 |
| Grunderwerbsteuer (Hamburg: 5.5%) (5.50%) | €20,625 |
| Notary & Land Registry Fees | €7,500 |
| Total Non-Recoverable Closing Costs | €28,125 |
| 20% Down Payment (Deposit) | €75,000 |
| Total Upfront Cash Required at Closing | €103,125 |
| Mortgage Principal Financed (80% LTV) | €300,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €1,530.99 / month |
| Total Interest Over 25 Years | €159,296 |