Grunderwerbsteuer & Baufinanzierung für €1,400,000 in Hamburg (2026)
Purchasing a €1,400,000 residential property in Hamburg, Germany incurs €77,000 in Grunderwerbsteuer (Hamburg: 5.5%) plus €28,000 in notary and land registry fees. With a 20% deposit (€280,000) and a 25-year mortgage at 3.68%, your monthly payment is €5,716/month.
Monthly Mortgage (25Y)
€5,716/mo
Loan: €1,120,000 @ 3.68%
Property Transfer Tax
€77,000
Grunderwerbsteuer (Hamburg: 5.5%)
Notary & Registry
€28,000
Total Closing: €105,000
Total Cash Needed
€385,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,400,000 |
| Grunderwerbsteuer (Hamburg: 5.5%) (5.50%) | €77,000 |
| Notary & Land Registry Fees | €28,000 |
| Total Non-Recoverable Closing Costs | €105,000 |
| 20% Down Payment (Deposit) | €280,000 |
| Total Upfront Cash Required at Closing | €385,000 |
| Mortgage Principal Financed (80% LTV) | €1,120,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €5,715.68 / month |
| Total Interest Over 25 Years | €594,705 |