Grunderwerbsteuer & Baufinanzierung für €675,000 in Bayern (2026)
Purchasing a €675,000 residential property in Bavaria, Germany incurs €23,625 in Grunderwerbsteuer (Bayern: 3.5%) plus €13,500 in notary and land registry fees. With a 20% deposit (€135,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,756/month.
Monthly Mortgage (25Y)
€2,756/mo
Loan: €540,000 @ 3.68%
Property Transfer Tax
€23,625
Grunderwerbsteuer (Bayern: 3.5%)
Notary & Registry
€13,500
Total Closing: €37,125
Total Cash Needed
€172,125
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €675,000 |
| Grunderwerbsteuer (Bayern: 3.5%) (3.50%) | €23,625 |
| Notary & Land Registry Fees | €13,500 |
| Total Non-Recoverable Closing Costs | €37,125 |
| 20% Down Payment (Deposit) | €135,000 |
| Total Upfront Cash Required at Closing | €172,125 |
| Mortgage Principal Financed (80% LTV) | €540,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,755.78 / month |
| Total Interest Over 25 Years | €286,733 |