Grunderwerbsteuer & Baufinanzierung für €1,350,000 in Bayern (2026)
Purchasing a €1,350,000 residential property in Bavaria, Germany incurs €47,250 in Grunderwerbsteuer (Bayern: 3.5%) plus €27,000 in notary and land registry fees. With a 20% deposit (€270,000) and a 25-year mortgage at 3.68%, your monthly payment is €5,512/month.
Monthly Mortgage (25Y)
€5,512/mo
Loan: €1,080,000 @ 3.68%
Property Transfer Tax
€47,250
Grunderwerbsteuer (Bayern: 3.5%)
Notary & Registry
€27,000
Total Closing: €74,250
Total Cash Needed
€344,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,350,000 |
| Grunderwerbsteuer (Bayern: 3.5%) (3.50%) | €47,250 |
| Notary & Land Registry Fees | €27,000 |
| Total Non-Recoverable Closing Costs | €74,250 |
| 20% Down Payment (Deposit) | €270,000 |
| Total Upfront Cash Required at Closing | €344,250 |
| Mortgage Principal Financed (80% LTV) | €1,080,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €5,511.55 / month |
| Total Interest Over 25 Years | €573,466 |