Medical Doctor (Physician) Salary After Tax in Lower Saxony, Germany (2026)
A Medical Doctor (Physician) (Arzt / Mediziner / Médecin / Medico Chirurgo) working in Lower Saxony, Germany earns a benchmark gross salary of €95,000 per year (€7,917/month), resulting in a net take-home pay of €55,689/year or €4,641/month after 2026 taxes and social contributions.
Median Net Monthly
€4,641
€55,689 net/year
Median Gross Annual
€95,000
€7,917 gross/mo
Senior (Top 10%) Gross
€128,250
Entry-Level: €71,250
Effective Tax & Social
41.4%
Germany 2026 rules
Medical Doctor (Physician) Gross vs. Net Pay Breakdown in Lower Saxony
| Gross Annual Salary (Medical Doctor (Physician)) | €95,000 |
| Income & Regional Taxes | -€22,659 |
| Social Security & Pension | -€16,652 |
| Net Annual Take-Home Pay | €55,689 (€4,641/mo) |
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